Arbeitspapier
Price Elasticities and Social Health Insurance Choice in Germany: A Dynamic Panel Data Approach
In 1996 free choice of health insurers has been introduced in the German social health insurance scheme. Competition between insurers was supposed to increase efficiency. A crucial precondition for effective competition among health insurers is that consumers search for lower-priced health insurers.We test this hypothesis by estimating the price elasticities of insurers? market shares. We use unique panel data and specify a dynamic panel model to explain changes in market shares. Estimation results suggest that short-run price elasticities are smaller than previously found by other studies. In the long-run, however, estimation results suggest substantial price effects.
- Language
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Englisch
- Bibliographic citation
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Series: RWI Discussion Papers ; No. 28
- Classification
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Wirtschaft
Multiple or Simultaneous Equation Models: Panel Data Models; Spatio-temporal Models
Health: Government Policy; Regulation; Public Health
- Subject
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Competition
generalized method of moments
health insurance
- Event
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Geistige Schöpfung
- (who)
-
Greß, Stefan
Tamm, Marcus
Tauchmann, Harald
Wasem, Jürgen
- Event
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Veröffentlichung
- (who)
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Rheinisch-Westfälisches Institut für Wirtschaftsforschung (RWI)
- (where)
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Essen
- (when)
-
2005
- Handle
- Last update
-
10.03.2025, 11:42 AM CET
Data provider
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ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Arbeitspapier
Associated
- Greß, Stefan
- Tamm, Marcus
- Tauchmann, Harald
- Wasem, Jürgen
- Rheinisch-Westfälisches Institut für Wirtschaftsforschung (RWI)
Time of origin
- 2005
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