Artikel

Limited Diversity - Business Models of German Cooperative Banks

The structural diversity of the German banking market and the associated variety of business models is thought to have been an important factor in the stability of the German banking market in recent decades. This diversity is manifested both in the three-pillar structure of the German banking industry and within the pillars themselves. However, empirical analysis reveals that there is limited variety within the business models used by the German cooperative banks. Almost all cooperative banks concentrate on the lending and deposit-taking business with customers. Within the traditional business model, two different types of business can be identified, one of which is more focused on lending and the other on deposit-taking.

Language
Englisch

Bibliographic citation
Journal: Vierteljahrshefte zur Wirtschaftsforschung ; ISSN: 1861-1559 ; Volume: 87 ; Year: 2018 ; Issue: 4 ; Pages: 55-66 ; Berlin: Duncker & Humblot

Classification
Wirtschaft
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
Cooperative Enterprises
Subject
German banking market
diversity
cooperative banks
business models
corporate governance

Event
Geistige Schöpfung
(who)
Bley, Andreas
Event
Veröffentlichung
(who)
Duncker & Humblot
(where)
Berlin
(when)
2018

DOI
doi:10.3790/vjh.87.4.55
Handle
Last update
10.03.2025, 11:45 AM CET

Data provider

This object is provided by:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.

Object type

  • Artikel

Associated

  • Bley, Andreas
  • Duncker & Humblot

Time of origin

  • 2018

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