Arbeitspapier
Measuring applicant quality to detect discrimination in peer-to-peer lending
We measure the quality of applications for online peer-to-peer lending in Germany and relate it to gender discrimination. The data context allows summarizing application quality as a single numeric measure, the expected internal rate of return. The measure serves as a control variable and is interacted with the applicants' gender. We find that women enjoy higher funding rates than men, mainly because they are less punished when they offer a low application quality. The evidence is consistent with the hypothesis that the predominantly male lenders have a less precise understanding of women's applications than of men's applications.
- Sprache
-
Englisch
- Erschienen in
-
Series: Discussion Paper ; No. 13
- Klassifikation
-
Wirtschaft
Household Saving; Personal Finance
Expectations; Speculations
- Thema
-
gender discrimination
household finance
irrational beliefs
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Weizsäcker, Georg
Zankiewicz, Christian
- Ereignis
-
Veröffentlichung
- (wer)
-
Ludwig-Maximilians-Universität München und Humboldt-Universität zu Berlin, Collaborative Research Center Transregio 190 - Rationality and Competition
- (wo)
-
München und Berlin
- (wann)
-
2017
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:43 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Weizsäcker, Georg
- Zankiewicz, Christian
- Ludwig-Maximilians-Universität München und Humboldt-Universität zu Berlin, Collaborative Research Center Transregio 190 - Rationality and Competition
Entstanden
- 2017
Ähnliche Objekte (12)
Is blockchain a cure for peer-to-peer lending?
Monetary policy shocks and peer-to-peer lending in China
Mobile peer-to-peer
Peer-to-Peer lending platform: From substitution to complementary for rural banks
The Impact of Peer-to-Peer Lending on Small Business Loans
Peer-to-peer lending - Chancen und Risiken für Verbraucherinnen und Verbraucher
Peer-to-peer location based search : engineering a novel peer-to-peer overlay network
The failure of Chinese peer-to-peer lending platforms: Finance and politics
Peer-to-peer systems and applications
Grid and Peer-To-Peer Technologies
Peer-to-peer networking and applications
Naïve or sophisticated? Information disclosure and investment decisions in peer-to-peer lending
Is blockchain a cure for peer-to-peer lending?
Monetary policy shocks and peer-to-peer lending in China
Mobile peer-to-peer
Peer-to-Peer lending platform: From substitution to complementary for rural banks
The Impact of Peer-to-Peer Lending on Small Business Loans
Peer-to-peer lending - Chancen und Risiken für Verbraucherinnen und Verbraucher
Peer-to-peer location based search : engineering a novel peer-to-peer overlay network
The failure of Chinese peer-to-peer lending platforms: Finance and politics
Peer-to-peer systems and applications
Grid and Peer-To-Peer Technologies
Peer-to-peer networking and applications
Naïve or sophisticated? Information disclosure and investment decisions in peer-to-peer lending
Is blockchain a cure for peer-to-peer lending?
Monetary policy shocks and peer-to-peer lending in China
Mobile peer-to-peer
Peer-to-Peer lending platform: From substitution to complementary for rural banks
The Impact of Peer-to-Peer Lending on Small Business Loans
Peer-to-peer lending - Chancen und Risiken für Verbraucherinnen und Verbraucher
Peer-to-peer location based search : engineering a novel peer-to-peer overlay network
The failure of Chinese peer-to-peer lending platforms: Finance and politics
Peer-to-peer systems and applications
Grid and Peer-To-Peer Technologies
Peer-to-peer networking and applications