Financial Products in Portugal

Artikel

The offerings of financial products to investors have evolved considerably over the last decades. This study was undertaken to understand the importance of financial products in Portugal for banks and private clients. Different financial products can provide to banks an important role on their revenues and liquidity. For clients allows to invest their savings according the risk, complexity and potential return they pretend be exposed. Financial products can be divided into four groups: deposits, investment funds, securities, and insurance banking. The six largest banks with Portuguese headquarters were identified based on an analysis of net asset value, and the products offered were analyzed. It was found that on an overall basis, the offerings of financial products available in banks are rather diverse and, at the same time, uniform. It was also noted that investment decisions are dependent on investors and that there are financial innovations that attract differentiated savings.

Object Details

• Language: Englisch

References and Relationships

• Bibliographic citation: Journal: Journal of Central Banking Theory and Practice ; ISSN: 2336-9205 ; Volume: 8 ; Year: 2019 ; Issue: 3 ; Pages: 51-64 ; Warsaw: De Gruyter Open

Classification and Topics

• Classification: Wirtschaft ; Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
• Subject: Banks ; Financial Development ; Financial Intermediation ; Financial Markets ; Savings Investment.

Contributors, Places and Time

• Event: Geistige Schöpfung
• (who): Couto, Gualter ; Pimentel, Pedro ; Toste, Luís
• Event: Veröffentlichung
• (who): De Gruyter Open
• (where): Warsaw
• (when): 2019

Further information

• DOI: doi:10.2478/jcbtp-2019-0024
• Handle: http://hdl.handle.net/10419/217685
• Last update: 10.03.2025, 11:43 AM CET