Credit Risk Assessment in the Romanian Banking System. Evidence from the Recent Financial Crisis

Artikel

The financial crisis followed by the recession has adversely affected the quality of Romanian banking assets. The aim of this paper is to point out the implications of credit risk in the Romanian banking system following the accelerate dynamics of credit activity before the financial crisis and the effects vs. solutions proposed and implemented in recent years. Structured on four parts, the study presents the recent contributions in the crisis-lending relationship, the main features of the Romanian banking system, the evaluation of credit risk in terms of numbers, facts, actions and a short analysis of the correlation between credit indicators (consumer credit, credit risk ratio, medium exchange rate and the number of employees in the economy). To conclude, we propose to define the key points of the future Romanian banking activity.

Angaben zum Objekt

• Sprache: Englisch

Verweise und Beziehungen

• Erschienen in: Journal: CES Working Papers ; ISSN: 2067-7693 ; Volume: 3 ; Year: 2011 ; Issue: 4 ; Pages: 468-479 ; Iasi: Alexandru Ioan Cuza University of Iasi, Centre for European Studies

Klassifikation und Themen

• Klassifikation: Wirtschaft ; Financial Crises ; Banks; Depository Institutions; Micro Finance Institutions; Mortgages ; Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
• Thema: credit risk ; financial crisis ; Romanian banking system Romania

Beteiligte, Orts- und Zeitangaben

• Ereignis: Geistige Schöpfung
• (wer): Avadanei, Anamaria
• Ereignis: Veröffentlichung
• (wer): Alexandru Ioan Cuza University of Iasi, Centre for European Studies
• (wo): Iasi
• (wann): 2011

Weitere Informationen

• Handle: http://hdl.handle.net/10419/198138
• Letzte Aktualisierung: 10.03.2025, 11:44 MEZ