Arbeitspapier

Innovation and competition in Internet and mobile banking: an industrial organization perspective

Over the recent years, the development of Internet banking and mobile banking has had a considerable impact on competition in the retail banking industry. In some countries, the regulatory framework has been adapted to allow non-banks to operate in retail payments and compete with banks for deposits. Several platforms or large retailers have started to offer innovative financial products to their customers. In this paper, we survey the issues related to innovation and competition in Internet banking and mobile banking and discuss some perspectives for future research.

ISBN
978-952-323-075-0
Language
Englisch

Bibliographic citation
Series: Bank of Finland Research Discussion Papers ; No. 23/2015

Classification
Wirtschaft
Monetary Systems; Standards; Regimes; Government and the Monetary System; Payment Systems
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Telecommunications

Event
Geistige Schöpfung
(who)
Mariotto, Carlotta
Verdier, Marianne
Event
Veröffentlichung
(who)
Bank of Finland
(where)
Helsinki
(when)
2015

Handle
Last update
10.03.2025, 11:43 AM CET

Data provider

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Object type

  • Arbeitspapier

Associated

  • Mariotto, Carlotta
  • Verdier, Marianne
  • Bank of Finland

Time of origin

  • 2015

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