Arbeitspapier
Medicare and the geography of financial health
We use a five percent sample of Americans' credit bureau data to study the effects of public health insurance on the geography of consumer financial health. Exploiting the nearly universal eligibility for Medicare at age 65, we find a 30 percent reduction in the level of debts in collections with limited effects on other financial outcomes. Medicare reduces the geographic variation in collections by two-thirds at age 65 and halves the geographic correlation between collections and demographics like race and education. Areas that experienced the largest gains in financial health at age 65 had higher shares of black residents, people with disabilities, and for-profit hospitals.
- Sprache
-
Englisch
- Erschienen in
-
Series: Staff Report ; No. 911
- Klassifikation
-
Wirtschaft
Health Insurance, Public and Private
- Thema
-
Medicare
household finance
heterogeneity
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Goldsmith-Pinkham, Paul
Pinkovskiy, Maxim
Wallace, Jacob
- Ereignis
-
Veröffentlichung
- (wer)
-
Federal Reserve Bank of New York
- (wo)
-
New York, NY
- (wann)
-
2020
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:45 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Goldsmith-Pinkham, Paul
- Pinkovskiy, Maxim
- Wallace, Jacob
- Federal Reserve Bank of New York
Entstanden
- 2020
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