Konferenzbeitrag

Credit for what? Informal credit as a coping strategy of market women in northern Ghana

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This paper analyzes the use of informal credit as a coping strategy against risk by market women in the city of Tamale, Ghana. Using qualitative research techniques, the analysis reveals that intra-household structure and allocation decisions determine these market-based coping strategies. Market women invest a considerable amount of working hours in maintaining complex credit networks as a safeguard against extreme risks. As a policy implication, this research suggests to provide market women with access to formal, reliable and long-term microfinance institutions, both to improve their ability to cope with risks and to reduce the risks they face.

Language
Englisch

Bibliographic citation
Series: Proceedings of the German Development Economics Conference, Berlin 2006 ; No. 24

Classification
Wirtschaft
Formal and Informal Sectors; Shadow Economy; Institutional Arrangements
Household Production and Intrahousehold Allocation
Microeconomic Analyses of Economic Development
Subject
micro-credit
informal markets
networks
coping strategies
intra-household allocation
women
Ghana

Event
Geistige Schöpfung
(who)
Schindler, Kati
Event
Veröffentlichung
(who)
Verein für Socialpolitik, Ausschuss für Entwicklungsländer
(where)
Hannover
(when)
2006

Handle
Last update
10.03.2025, 11:44 AM CET

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Object type

  • Konferenzbeitrag

Associated

  • Schindler, Kati
  • Verein für Socialpolitik, Ausschuss für Entwicklungsländer

Time of origin

  • 2006

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