Arbeitspapier
Small business credit scoring and credit availability
U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper discusses this technology, evaluates the research findings on the effects of this technology on small business credit availability, and links these findings to a number of research and public policy issues.
- Language
-
Englisch
- Bibliographic citation
-
Series: Working Paper ; No. 2005-10
- Classification
-
Wirtschaft
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Financial Institutions and Services: Government Policy and Regulation
Mergers; Acquisitions; Restructuring; Voting; Proxy Contests; Corporate Governance
Organization of Production
- Subject
-
banks
credit scoring
small business
Kreditwürdigkeit
KMU
USA
- Event
-
Geistige Schöpfung
- (who)
-
Berger, Allen N.
Frame, W. Scott
Berger, Allen N.
Frame, W. Scott
- Event
-
Veröffentlichung
- (who)
-
Federal Reserve Bank of Atlanta
- (where)
-
Atlanta, GA
- (when)
-
2005
- Handle
- Last update
-
2025-03-10T11:42:49+0100
Data provider
This object is provided by:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Arbeitspapier
Associated
- Berger, Allen N.
- Frame, W. Scott
- Federal Reserve Bank of Atlanta
Time of origin
- 2005
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Credit scoring and the availability, price, and risk of small business credit
The surprising use of credit scoring in small business lending by community banks and the attendant effects on credit availability and risk
Credit Scoring in Österreich
Credit scoring using semiparametric methods
Credit Scoring using Semiparametric Methods
The effect of credit scoring on small business lending in low- and moderate-income areas
Systembeschreibung "Credit-Scoring" für Ratenkredite - Eigenentwicklung
Credit Scoring in the United States
Improved Credit Scoring with Multilevel Statistical Modelling
Risikocontrolling unter besonderer Berücksichtigung des Credit – Scoring
Testing the assumptions of credit-scoring models
CREDIT SCORING AND ITS ROLE IN UNDERWRITING
Credit scoring and the availability, price, and risk of small business credit
The surprising use of credit scoring in small business lending by community banks and the attendant effects on credit availability and risk
Credit Scoring in Österreich
Credit scoring using semiparametric methods
Credit Scoring using Semiparametric Methods
The effect of credit scoring on small business lending in low- and moderate-income areas
Systembeschreibung "Credit-Scoring" für Ratenkredite - Eigenentwicklung
Credit Scoring in the United States
Improved Credit Scoring with Multilevel Statistical Modelling
Risikocontrolling unter besonderer Berücksichtigung des Credit – Scoring
Testing the assumptions of credit-scoring models