Arbeitspapier

Graduation Incentives Through Conditional Student Loan Forgiveness

We evaluate a Finnish student financing reform which created substantial financial incentives for on-time graduation, and had the side effect of turning expected nominal interest rates on student loans strongly negative. We find that both the timing of graduation and the take-up of loans remained unaffected by the reform. This is consistent with earlier findings in the literature that students do not seem to process financial incentives well when framed as a loan.

Sprache
Englisch

Erschienen in
Series: IZA Discussion Papers ; No. 11142

Klassifikation
Wirtschaft
Educational Finance; Financial Aid
Thema
incentives
student finance
higher education
pace of studies
student loans

Ereignis
Geistige Schöpfung
(wer)
Hämäläinen, Ulla
Koerselman, Kristian
Uusitalo, Roope
Ereignis
Veröffentlichung
(wer)
Institute of Labor Economics (IZA)
(wo)
Bonn
(wann)
2017

Handle
Letzte Aktualisierung
10.03.2025, 11:41 MEZ

Datenpartner

Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.

Objekttyp

  • Arbeitspapier

Beteiligte

  • Hämäläinen, Ulla
  • Koerselman, Kristian
  • Uusitalo, Roope
  • Institute of Labor Economics (IZA)

Entstanden

  • 2017

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