Artikel
Vulnerability and mutual insurance
Vulnerability comes, according to Orio Giarini, with two risks: human-made risks, also called entrepreneurial risks, and natural or pure risks such as accidents and earthquakes. Both types of risk are growing in dimension and are increasingly interrelated. To control the vulnerability, sophisticated insurance products are called for. Here, mutual insurance is relevant, in particular when risks are large, probabilities uncertain or unknown, and events interrelated or correlated. In this paper the following three examples are discussed and the advantages of mutual insurance are shown: unknown probabilities connected with unforeseeable events, correlated risks and macroeconomic or demographic risks.
- Sprache
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Englisch
- Erschienen in
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Journal: The Geneva Papers on Risk and Insurance - Issues and Practice ; ISSN: 1468-0440 ; Volume: 46 ; Year: 2021 ; Issue: 2 ; Pages: 224-235 ; London: Palgrave Macmillan UK
- Klassifikation
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Wirtschaft
- Thema
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Mutuality principle
Unknown probabilities
Correlated risks
Macroeconomic risks
- Ereignis
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Geistige Schöpfung
- (wer)
-
Eisen, Roland
- Ereignis
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Veröffentlichung
- (wer)
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Palgrave Macmillan UK
- (wo)
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London
- (wann)
-
2021
- DOI
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doi:10.1057/s41288-021-00217-7
- Letzte Aktualisierung
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10.03.2025, 11:43 MEZ
Datenpartner
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Objekttyp
- Artikel
Beteiligte
- Eisen, Roland
- Palgrave Macmillan UK
Entstanden
- 2021
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