Artikel
Financial product development and members' voluntary saving behavior in saving and credit cooperatives in Tigray: A case study in Endamohoni Woreda
This survey study aimed to analyze the financial product development and members' saving behavior in saving and credit cooperative societies (SACCOs) in the Endamohoni Woreda district in Tigary, Ethiopia. Using cluster random sampling, the study was conducted in four SACCOs and selected 96 members from the SACCOs. Data were collected using structured questionnaire and focus group discussion. Binary logistic regression was employed to identify and analyze the determinants of members' voluntary savings. Results showed that voluntary savings are significantly affected by age, marital status, educational level, number of dependents, access to training, household size, safety, and years of membership in SACCOs. The results also showed that the SACCOs provide a very limited range of financial products to their members. Yet, the survey indicated that the members have access to other formal financial institutions, other than their own SACCOs given that their access to loans was easier and service delivery was faster in those financial institutions than the SACCOs. Therefore, the SACCOs and the concerned bodies regarding the development promotion of SACCOs need to take into consideration the aforementioned factors when designing policies and strategies that aim at enhancing voluntary savings of the SACCOs' members.
- Sprache
-
Englisch
- Erschienen in
-
Journal: Cogent Economics & Finance ; ISSN: 2332-2039 ; Volume: 5 ; Year: 2017 ; Issue: 1 ; Pages: 1-13 ; Abingdon: Taylor & Francis
- Klassifikation
-
Wirtschaft
- Thema
-
voluntary savings
financial product development
saving behavior
SACCOs members
binary logistic model
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Dirar, Solomon Abadi
Berhanu, Tekeste
Getachew, Dereje
Azadi, Hossein
- Ereignis
-
Veröffentlichung
- (wer)
-
Taylor & Francis
- (wo)
-
Abingdon
- (wann)
-
2017
- DOI
-
doi:10.1080/23322039.2017.1279864
- Handle
- Letzte Aktualisierung
- 10.03.2025, 11:44 MEZ
Datenpartner
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Artikel
Beteiligte
- Dirar, Solomon Abadi
- Berhanu, Tekeste
- Getachew, Dereje
- Azadi, Hossein
- Taylor & Francis
Entstanden
- 2017
Ähnliche Objekte (12)
Does Mandatory Saving Crowd Out Voluntary Saving? Evidence from a Pension Reform
Savings banks and cooperative banks in Europe
Uganda Cooperative savings and Credit Union Ltd.
Savings banks and cooperative banks in Europe
Uganda Cooperative Savings and Credit Union Ltd. (UCSCU), Kampala, über die Africa Cooperative Savings and Credit Association (ACOSCA), Nairobi
Uganda Co-operative Savings and Credit Union Ltd., über Africa Co-operative Savings and Credit Association (ACOSCA)
Africa Co-Operative Savings and Credit Association
Savings and prize-linked savings accounts
Women's savings and credit co-operatives in Madagascar
Cooperative vehicle routing problem: An opportunity for cost saving
Cooperative vehicle routing problem: an opportunity for cost saving
From Savings Pot to savings bank : A chapter about saving and keeping
Does Mandatory Saving Crowd Out Voluntary Saving? Evidence from a Pension Reform
Savings banks and cooperative banks in Europe
Uganda Cooperative savings and Credit Union Ltd.
Savings banks and cooperative banks in Europe
Uganda Cooperative Savings and Credit Union Ltd. (UCSCU), Kampala, über die Africa Cooperative Savings and Credit Association (ACOSCA), Nairobi
Uganda Co-operative Savings and Credit Union Ltd., über Africa Co-operative Savings and Credit Association (ACOSCA)
Africa Co-Operative Savings and Credit Association
Savings and prize-linked savings accounts
Women's savings and credit co-operatives in Madagascar
Cooperative vehicle routing problem: An opportunity for cost saving
Cooperative vehicle routing problem: an opportunity for cost saving
From Savings Pot to savings bank : A chapter about saving and keeping
Does Mandatory Saving Crowd Out Voluntary Saving? Evidence from a Pension Reform
Savings banks and cooperative banks in Europe
Uganda Cooperative savings and Credit Union Ltd.
Savings banks and cooperative banks in Europe
Uganda Cooperative Savings and Credit Union Ltd. (UCSCU), Kampala, über die Africa Cooperative Savings and Credit Association (ACOSCA), Nairobi
Uganda Co-operative Savings and Credit Union Ltd., über Africa Co-operative Savings and Credit Association (ACOSCA)
Africa Co-Operative Savings and Credit Association
Savings and prize-linked savings accounts
Women's savings and credit co-operatives in Madagascar
Cooperative vehicle routing problem: An opportunity for cost saving
Cooperative vehicle routing problem: an opportunity for cost saving