Arbeitspapier

Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana

This study sets out to examine the extent to which access to credit and credit rationing are influenced by the microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions' credit and loan records consisting of borrowers and credit characteristics. Our results are puzzling and show that credit rationing is not influenced by the microfinance types but by the individual microfinance institutions.

Sprache
Englisch

Erschienen in
Series: IZA Discussion Papers ; No. 8999

Klassifikation
Wirtschaft
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Thema
microfinance
Ghana
credit rationing

Ereignis
Geistige Schöpfung
(wer)
Diaz-Serrano, Luis
Sackey, Frank Gyimah
Ereignis
Veröffentlichung
(wer)
Institute for the Study of Labor (IZA)
(wo)
Bonn
(wann)
2015

Handle
Letzte Aktualisierung
10.03.2025, 11:44 MEZ

Datenpartner

Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.

Objekttyp

  • Arbeitspapier

Beteiligte

  • Diaz-Serrano, Luis
  • Sackey, Frank Gyimah
  • Institute for the Study of Labor (IZA)

Entstanden

  • 2015

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