Arbeitspapier

Innovation, efficiency and inclusion: Integration of digital technologies in the Indian microfinance sector

Digital technologies are rapidly making inroads into all realms of human life and the microfinance sector is one such area. Ongoing innovations in digital technology are contributing to reshaping its operational models, governance structures, its risk profile, industry networks and dominant practices. Innovation and integration of digital technology are both important because of their potential to promote development by spurring innovation, improving efficiency and increasing inclusion. This paper explores how these mechanisms - innovation, inclusion and efficiency - have been integral to microfinance operations in the past, and how innovations in digital technology may be yet another opportunity for microfinance institutions to promote development. We refer to examples from the Indian microfinance industry to explore how the digital technology changes are shaping the microfinance sector.

Sprache
Englisch

Erschienen in
Series: Working Paper ; No. 366

Klassifikation
Wirtschaft
Monetary Policy, Central Banking, and the Supply of Money and Credit: Other
International Finance: Other
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Thema
Digital innovation
Digital technologies
Microfinance

Ereignis
Geistige Schöpfung
(wer)
Ray, Saon
Paul, Sandeep
Miglani, Smita
Ereignis
Veröffentlichung
(wer)
Indian Council for Research on International Economic Relations (ICRIER)
(wo)
New Delhi
(wann)
2018

Handle
Letzte Aktualisierung
10.03.2025, 11:42 MEZ

Datenpartner

Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.

Objekttyp

  • Arbeitspapier

Beteiligte

  • Ray, Saon
  • Paul, Sandeep
  • Miglani, Smita
  • Indian Council for Research on International Economic Relations (ICRIER)

Entstanden

  • 2018

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