Arbeitspapier
Savings after retirement
Retired households, especially those with high lifetime income, decumulate their wealth very slowly, and many die leaving large estates. The three leading explanations for the 'retirement savings puzzle' are the desire to insure against uncertain lifespans and medical expenses, the desire to leave bequests to one's heirs, and the desire to remain in one's own home. We discuss the empirical strategies used to differentiate these motivations, most of which go beyond wealth to exploit additional features of the data. The literature suggests that all the motivations are present, but has yet to reach a consensus about their relative importance.
- Sprache
-
Englisch
- Erschienen in
-
Series: IFS Working Papers ; No. 22/53
- Klassifikation
-
Wirtschaft
- Thema
-
Retirees
saving
precautionary saving
health care costs
inheritance
insurance coverage
USA
Rentner
Sparen
Vorsichtssparen
Gesundheitskosten
Erbe
Versicherungsschutz
USA
- Ereignis
-
Geistige Schöpfung
- (wer)
-
French, Eric
Jones, John Bailey
McGee, Rory
- Ereignis
-
Veröffentlichung
- (wer)
-
Institute for Fiscal Studies (IFS)
- (wo)
-
London
- (wann)
-
2022
- DOI
-
doi:10.1920/wp.ifs.2022.5322
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:45 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- French, Eric
- Jones, John Bailey
- McGee, Rory
- Institute for Fiscal Studies (IFS)
Entstanden
- 2022
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