Arbeitspapier
Mobile banking and mobile phone penetration: which is more pro-poor in Africa?
The contribution of this paper to complement theoretical and qualitative mobile penetration literature with empirical evidence is twofold: firstly, we assess the income-redistributive effect of mobile phone penetration and; secondly, the instrumentality of financial development dynamics in this nexus. Main findings suggest an equalizing income-redistributive effect of 'mobile phone penetration' and 'mobile banking', with a higher income-equalizing effect in the latter than in the former. Poverty alleviation channels explaining this difference in inequality mitigating propensity are discussed. The empirical evidence is based on 52 African countries and deviates from mainstream country-specific and microeconomic survey-based approaches.
- Sprache
-
Englisch
- Erschienen in
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Series: AGDI Working Paper ; No. WP/13/033
- Klassifikation
-
Wirtschaft
Macroeconomics and Monetary Economics: General
Financial Institutions and Services: General
Telecommunications
Formal and Informal Sectors; Shadow Economy; Institutional Arrangements
Technological Change: Choices and Consequences; Diffusion Processes
- Thema
-
Banking
Mobile Phones
Shadow Economy
Financial Development
Africa
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Asongu, Simplice A.
- Ereignis
-
Veröffentlichung
- (wer)
-
African Governance and Development Institute (AGDI)
- (wo)
-
Yaoundé
- (wann)
-
2013
- Handle
- Letzte Aktualisierung
- 10.03.2025, 11:45 MEZ
Datenpartner
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Objekttyp
- Arbeitspapier
Beteiligte
- Asongu, Simplice A.
- African Governance and Development Institute (AGDI)
Entstanden
- 2013