Bericht
Costs in the Norwegian Payment System
We calculate social and private cost for the use and production of payment services in Norway for 2007. The calculations include banks', merchants' and households' cost for cash, cards and giro payments. The social cost is calculated to be 0.49 % of GDP, or NOK 11.16 billion. Costs are also calculated on a per-service basis. The results are compared with data from earlier cost surveys by Norges Bank. The unit costs of the most popular services have decreased over the years. Efficiency and productivity of banks' payment service operations has improved. We also make comparisons between frameworks, methodologies, and results from cost surveys in five European countries.
- ISBN
-
978-82-7553-500-7
- Sprache
-
Englisch
- Erschienen in
-
Series: Staff Memo ; No. 4/2009
- Klassifikation
-
Wirtschaft
Consumer Economics: Empirical Analysis
Organizational Behavior; Transaction Costs; Property Rights
Production; Cost; Capital; Capital, Total Factor, and Multifactor Productivity; Capacity
- Thema
-
cash payments
card payments
giro payments
social costs
private costs
unit costs
banks' efficiency
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Gresvik, Olaf
Haare, Harald
- Ereignis
-
Veröffentlichung
- (wer)
-
Norges Bank
- (wo)
-
Oslo
- (wann)
-
2009
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:42 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Bericht
Beteiligte
- Gresvik, Olaf
- Haare, Harald
- Norges Bank
Entstanden
- 2009
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