Artikel

Financial inclusion: Globally important determinants

This paper highlights the globally-important determinants of financial inclusion. The determinants identified in this paper are formal account ownership; demand for formal savings; demand for formal borrowing; financial literacy and education; debit and credit card usage; the need to receive remittances from family and friends; size of the financial system; number of automated teller machines (ATMs); number of bank branches; proximity to a bank; availability and access to mobile phones; availability of digital financial products and services; technology infrastructure; government policy; culture and traditional belief systems; national financial inclusion strategy and implementation; and direct legislation.

Language
Englisch

Bibliographic citation
Journal: Financial Internet Quarterly ; ISSN: 2719-3454 ; Volume: 17 ; Year: 2021 ; Issue: 4 ; Pages: 1-11 ; Warsaw: Sciendo

Classification
Wirtschaft
Financial Economics: General
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
Subject
financial inclusion
determinants
unbanked adults
access to finance
digital finance
financial literacy

Event
Geistige Schöpfung
(who)
Ozili, Peterson K.
Event
Veröffentlichung
(who)
Sciendo
(where)
Warsaw
(when)
2021

DOI
doi:10.2478/fiqf-2021-0023
Handle
Last update
10.03.2025, 11:44 AM CET

Data provider

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ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.

Object type

  • Artikel

Associated

  • Ozili, Peterson K.
  • Sciendo

Time of origin

  • 2021

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