Arbeitspapier
Credit access and college enrollment
Does limited access to credit explain some of the gap in schooling attainment between children from richer and poorer families? I present new evidence on this important question using data from two loan programs for college students in Chile. Both programs offer loans to students who score above a threshold on the national college admission test, enabling a regression discontinuity evaluation design. I find that students who score just above the cutoff have nearly 20 percentage points higher enrollment in first, second and third year than students who score just below, which represent relative increases of 100% , 213% and 446% respectively. More importantly, access to the loan program effectively eliminates the family income gradient in enrollment among students with similar test scores.
- Language
-
Englisch
- Bibliographic citation
-
Series: Working Paper ; No. 2013:12
- Classification
-
Wirtschaft
Educational Finance; Financial Aid
Education and Inequality
Education: Government Policy
- Subject
-
college enrollment
credit constraints
income gap
college dropout
Chile
- Event
-
Geistige Schöpfung
- (who)
-
Solis, Alex
- Event
-
Veröffentlichung
- (who)
-
Uppsala University, Department of Economics
- (where)
-
Uppsala
- (when)
-
2013
- Handle
- URN
-
urn:nbn:se:uu:diva-204400
- Last update
-
10.03.2025, 11:41 AM CET
Data provider
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Arbeitspapier
Associated
- Solis, Alex
- Uppsala University, Department of Economics
Time of origin
- 2013
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