Arbeitspapier
Low-Income Housing Finance in Colombia
This paper explores the role played by policy instruments in access to housing finance by low-income households. It also analyzes the impact of housing credit and subsidies on both the quality of life and the quality of dwelling of the beneficiaries. Using the Quality of Life Surveys conducted in Colombia in 2003 and 2008, the study finds that policy instruments aimed at easing access of low-income households to affordable housing such as subsidies and loan guarantees have played a modest role in increasing the use of mortgages as a source of funding. Despite this, subsidies were found to have had a significant impact on both the quality of dwelling and the quality of life. Therefore, this paper suggests promoting the use of both instruments by improving their design and targeting.
- Sprache
-
Englisch
- Erschienen in
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Series: IDB Working Paper Series ; No. IDB-WP-256
- Klassifikation
-
Wirtschaft
Allocative Efficiency; Cost-Benefit Analysis
Governmental Loans; Loan Guarantees; Credits; Grants; Bailouts
Welfare, Well-Being, and Poverty: General
General Welfare; Well-Being
Measurement and Analysis of Poverty
Welfare, Well-Being, and Poverty: Government Programs; Provision and Effects of Welfare Programs
Formal and Informal Sectors; Shadow Economy; Institutional Arrangements
Urban, Rural, Regional, Real Estate, and Transportation Economics: Household Analysis: General
Urban, Rural, Regional, Real Estate, and Transportation Economics: Government Policy
Housing Supply and Markets
Production Analysis and Firm Location: Government Policy
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Arbelaez, Maria Angelica
Camacho, Carolina
Fajardo, Deisy Johanna
- Ereignis
-
Veröffentlichung
- (wer)
-
Inter-American Development Bank (IDB)
- (wo)
-
Washington, DC
- (wann)
-
2011
- Handle
- Letzte Aktualisierung
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11.03.2025, 21:00 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Arbelaez, Maria Angelica
- Camacho, Carolina
- Fajardo, Deisy Johanna
- Inter-American Development Bank (IDB)
Entstanden
- 2011
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