Artikel
Effect of partner–agent model practice on microinsurance client value: Insight from microfinance institutions in Tanzania
In absence of formal microinsurance to protect low-income people against natural and man-made disasters, the partnership between insurance companies and microfinance institutions (MFIs), also known as the Partner–Agent Model (PAM), is gaining global recognition from governments, practitioners, and donors for its potential role to deliver microinsurance. Although the model is still nascent in Tanzania, it has significantly increased microinsurance outreach. However, while the microinsurance landscape has been extensively studied, the effect of PAM practice on mandatory microinsurance client value has not received much attention. Therefore, this study examines how the PAM practice affects microinsurance client value dimensions. Surveys were used to collect quantitative data from 229 managers of MFIs involved in PAM, randomly selected from 10 regions in Tanzania. The study applies structural equation modeling, particularly the regression analysis, to examine the effect of PAM practice on the appropriateness, accessibility, affordability, and responsiveness of PAM microinsurance services. Study findings indicate that though the PAM practice has a statistically significant positive effect on microinsurance client value, the client value does not score well on its four dimensions. Improvement and regulation of PAM practice is recommended to foster microinsurance client value.
- Sprache
-
Englisch
- Erschienen in
-
Journal: Cogent Business & Management ; ISSN: 2331-1975 ; Volume: 5 ; Year: 2018 ; Abingdon: Taylor & Francis
- Klassifikation
-
Management
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Minani, Isidore
Ishengoma, Esther K.
Mori, Neema
- Ereignis
-
Veröffentlichung
- (wer)
-
Taylor & Francis
- (wo)
-
Abingdon
- (wann)
-
2018
- DOI
-
doi:10.1080/23311975.2018.1444328
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:42 MEZ
Datenpartner
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Artikel
Beteiligte
- Minani, Isidore
- Ishengoma, Esther K.
- Mori, Neema
- Taylor & Francis
Entstanden
- 2018
Ähnliche Objekte (12)
Does regulation influence microfinance institutions to be more client-responsive?
Microfinance institutions and financial inclusion
Investing in microfinance institutions : insights into the microfinance investment chain
Microfinance In Indonesia: An Assessment of Microfinance Institutions Banking with the Poor
Sustainability of Microfinance Institutions in Financial Crisis
Performance of microfinance institutions in Burkina Faso
Microfinance Strategies: Strategies for developing viable microfinance institutions and sustainable microfinancial services in Asia
Third-party signals in crowdfunded microfinance: which microfinance institutions boost crowdfunding among refugee entrepreneurs?
The Exposure of Microfinance Institutions to Financial Risk
International for-profit investments in microfinance institutions equity
The Impact of microfinance institutions on poverty alleviation
Financial performance and social goals of microfinance institutions
Does regulation influence microfinance institutions to be more client-responsive?
Microfinance institutions and financial inclusion
Investing in microfinance institutions : insights into the microfinance investment chain
Microfinance In Indonesia: An Assessment of Microfinance Institutions Banking with the Poor
Sustainability of Microfinance Institutions in Financial Crisis
Performance of microfinance institutions in Burkina Faso
Microfinance Strategies: Strategies for developing viable microfinance institutions and sustainable microfinancial services in Asia
Third-party signals in crowdfunded microfinance: which microfinance institutions boost crowdfunding among refugee entrepreneurs?
The Exposure of Microfinance Institutions to Financial Risk
International for-profit investments in microfinance institutions equity
The Impact of microfinance institutions on poverty alleviation
Financial performance and social goals of microfinance institutions
Does regulation influence microfinance institutions to be more client-responsive?
Microfinance institutions and financial inclusion
Investing in microfinance institutions : insights into the microfinance investment chain
Microfinance In Indonesia: An Assessment of Microfinance Institutions Banking with the Poor
Sustainability of Microfinance Institutions in Financial Crisis
Performance of microfinance institutions in Burkina Faso
Microfinance Strategies: Strategies for developing viable microfinance institutions and sustainable microfinancial services in Asia
Third-party signals in crowdfunded microfinance: which microfinance institutions boost crowdfunding among refugee entrepreneurs?
The Exposure of Microfinance Institutions to Financial Risk
International for-profit investments in microfinance institutions equity
The Impact of microfinance institutions on poverty alleviation